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Our process is fast, transparent, and built around you. Submit your details and get a response within 2 working hours.

Loan processing times range from 2 hours to 48 hours.

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Get loans between two million to three hundred million.

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District coverage including Kampala, Wakiso, Mukono, and Mbarara.

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Businesses love BYD Credit

Real stories from real businesses—see how fast, flexible financing helped them grow with confidence and clarity.

Joseph

Wholesale Distributor, Kampala

I run a wholesale shop in Kikuubo. When I needed to restock ahead of the Christmas season, BYD Credit helped me use my company vehicle logbook to get a loan. The money came quickly and I didn’t have to park the car. We hit our targets and kept moving.

Esther

Small factory owner, Luzira

We make cleaning products in Luzira. I used our land title to get a loan for new equipment. The process was smooth and the team explained everything clearly. We didn’t lose the land and production has gone up since.

Grace

Logistics manager, Nakawa

We manage a transport business with several trucks. BYD Credit allowed us to get a loan without grounding any vehicles. That flexibility helped us stay on the road and keep our contracts.

Peter

Contractor, Kyambogo

I had a big job coming up and needed materials fast. I used my land title to secure a loan. The money came in time and I didn’t have to sell anything. That kind of support is rare."

Agnes

Bakery owner, Ntinda

We bake and deliver across Kampala. I used our business van logbook to get a loan for packaging and delivery upgrades. The funds came quickly and we didn’t lose access to the van. We’re now serving more clients than ever.